01 · (Revenue growth)
Is revenue growing consistently?
Measures the sustainable pace of sales growth.
Vestorvia SEC data
Financial health check for a 1–3 year horizon
evaluate companies like a
financial expert
Enter a US stock ticker. We review its latest annual filings across 15 core measures and explain the financial picture in plain language.
✓ Search instantly without an account · No credit card
Not sure where to start?Start with a ready-made example and see how the score works in 30 seconds.
15
Financial measures
5 years
Trend window
Plain
Clear result
Side-by-side decision support
For guests, each new company uses one free analysis allowance.Compare two stocks on the same measures
See which company leads—and why—across the overall score, five categories and 15 financial measures.
Sample analysis
Strengths and weaknesses at a glance
See the reasoning, category scores and key risks behind a single number.
AAPLApple Inc.FY 2025 · Illustrative preview
82/100Strong
Strong cash generation and balance sheet; valuation deserves attention.
Growth78
Profitability91
Cash flow94
Balance sheet88
Shareholders63
Transparent methodology
The 15 core measures we review
We read growth, profitability, cash flow, balance-sheet and shareholder quality together across five groups.
02 · (EPS)
Are earnings per share growing?
Reads net-income growth alongside dilution.
03 · (Gross margin)
Is gross margin strong?
Indicates pricing power and product economics; sector differences matter.
04 · (EBIT margin)
Is operating margin healthy?
Measures profit from the core business after operating costs.
05 · (FCF)
Is free cash flow strong?
Focuses on cash left after investment.
06 · (Cash conversion / accruals)
Do earnings convert into cash?
Tests earnings quality and accrual risk.
07 · (ROIC)
Is capital used efficiently?
Assesses operating profit relative to debt and equity capital.
08 · (Net debt / EBITDA)
Is the balance sheet resilient?
Combines liquidity with net debt relative to cash generation.
09 · (Interest cover / EBIT)
Is interest expense manageable?
Shows how comfortably operating profit covers interest expense.
10 · (Working capital)
Is working capital controlled?
Penalises receivables or inventory growing much faster than sales.
11 · (Dilution)
Is the share count under control?
Checks whether dilution erodes existing ownership.
12 · (SBC)
Is stock-based compensation reasonable?
Shows the real shareholder cost of stock-based compensation.
13 · (Valuation multiple)
Does valuation look reasonable?
Uses an approximate SEC public-float multiple, not the live share price.
14 · (Capital allocation)
Is capital allocation balanced?
Checks whether positive cash flow reaches shareholders without excessive borrowing.
15 · (5-year consistency)
Is performance consistent?
Rewards five-year consistency rather than one strong year.
FAQ
What to know before you start
Does Vestorvia give buy or sell signals?+
No. Vestorvia explains financial quality and areas that deserve attention; it does not decide suitability, risk tolerance or an entry price for you.
What data is the score based on?+
The core assessment uses annual financial statements filed with the SEC. Price, analyst views and news come from separate sources and are shown outside the financial-quality score.
Are all 15 measures weighted equally?+
No. Core areas such as cash generation, balance-sheet resilience and operating quality carry more weight than supporting indicators.
Can I use it without creating an account?+
Yes. You can analyse two different US stocks per device without signing in. A free verified sign-in is required after that.
Is the data real-time?+
Financial statements use the latest annual filing. Market data may be delayed, so verify the current price with your broker before trading.
RESEARCH BOUNDARY
We put data before the decision, not in place of it.
Growth, profitability, cash generation and balance-sheet resilience in the reported period.
A future share price, your suitable risk level or a certain investment outcome.
Scores support comparison; they are not personal buy, sell or hold advice.